Economists Presidents of Central Banks. What this crisis do not understand European / American?

Since the crisis of 2008 there were dozens of meetings of presidents, economists, executives of major banks, European Union Directives trying to find a solution to the great indebtedness held by the Community countries and in recent times was added World's most important power this boat every day add more crew.
That was accomplished I would say not much and the goal set with a battery of adjustments and cuts the only achievement is adding fuel to the fire. Today we have more unemployment, more hunger, less consumption people with unplayable debts, and on top of people still have their jobs cuts reach their bonuses, no more bonuses, low wages and any other benefits provided by the company and if This will add property prices in 40% of the values ​​that were 4 years ago and people who left their homes because they cannot pay more than that mortgage.
I wonder if the millionaire cash injection would have had another destination would be all the better?
Those who were saved again with this injection of funds. I will reply: Big hedge funds, banks with a vast portfolio of junk bonds, the European bondholders who had a dignified exit by selling to the EU and its Member States, surely the value of sovereign bonds of any country Look at its huge debt is less than when the Union decided to buy that debt.
Who are the losers in these settings?
The workers, the unemployed, people in debt who sees their income and their debts continue to cut up every day, the value of food and fuel prices would seem that there is no limit to continue rising.
Can I ask something?
If people increasingly consume less and stop paying your debts and shrinking every day and still have work lives thinking that anytime he is out and not talk about the future of their children.
These same people is not what moves the wheel of consumption that makes the companies to sell their products and grow and take more employees to increase production and thus begin to lose that damn unemployment so much damage to us.
Sir economist and president of the country? Are your policies and your money or our money because the state is we are all misguided?
Do not remember this phrase and whether it was applied after the Second World War. It needed to generate work and was only able to provide the state and read:
A worker makes a hole and plug it another worker.
This could both have work and money got poured into the real economy by producing more work and the wheel of consumption began to work every day where people got that new job as desired.

Conclusion
If I were a major European or American Banker and I have in my portfolio a number of mortgage loans and personal loans with significant delays and many of them bad and I see the big picture instead of improving, will continue for a long time more:
The solution would not forgive a percentage of the debt causing people to be regularized and some money left over for that you remove it from tipping over into the real economy and so everyone benefits. Banks because their customers can return to regularize their situation (not the same as a customer is in arrears, that it begins to pay a 70% share) and redirect the client because its economy and achieved a surplus of money would that improve your current situation.
Bankers and economists and Lords States indebted countries: no more adjustments for errors inherent in governments, citizens are paying dearly and their lousy administrator.